:root {
  color-scheme: light;
  --paper: #f8fbfa;
  --white: #ffffff;
  --surface: #edf5f2;
  --ink: #102943;
  --muted: #596978;
  --line: #d8e5e1;
  --accent: #0f7d5b;
  --accent-hover: #0b664a;
  --accent-soft: #dcefe7;
  --highlight: #8ae5bc;
  --chart-standard: #b0c7e3;
  --chart-contributions: #f3d4a9;
  --on-dark: #e3edf5;
  --serif: Georgia,'Times New Roman',serif;
  --sans: system-ui,-apple-system,BlinkMacSystemFont,'Segoe UI',sans-serif;
}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:var(--paper);color:var(--ink);font:16px/1.6 var(--sans)}
[hidden]{display:none!important}
a{color:inherit}
button,input,select{font:inherit;color:inherit}
button{cursor:pointer}
:focus-visible{outline:3px solid var(--accent);outline-offset:4px}
section[id]{scroll-margin-top:28px}
.wrap{width:min(1180px,calc(100% - 104px));margin-inline:auto}
.skip{position:absolute;top:10px;left:10px;z-index:2;background:var(--accent-soft);padding:10px;transform:translateY(-150%)}
.skip:focus{transform:none}
.header{border-bottom:1px solid var(--line)}
.top{height:76px;display:flex;align-items:center;justify-content:space-between;gap:20px}
.brand{display:inline-flex;align-items:center;text-decoration:none}
.brand img{display:block;width:clamp(158px,23vw,214px);height:auto}
nav{display:flex;gap:34px;align-items:center}
nav a{text-decoration:none;color:var(--muted);font-weight:620;font-size:14px}
nav a:hover,.under:hover{text-decoration:underline;text-underline-offset:4px}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:18px;background:var(--accent);color:var(--white);text-decoration:none;border-radius:9px;padding:13px 18px;font-size:14px;font-weight:700;white-space:nowrap}
.btn:hover{background:var(--accent-hover)}.btn-small{padding:9px 13px;font-size:13px;gap:11px}
.hero{display:grid;grid-template-columns:1.03fr 1fr;gap:42px;align-items:center;padding-block:62px 49px}
.pill,.eyebrow,.panel-label,.tile-num,.art-top,.art-bottom,.status{font-size:11px;font-weight:780;letter-spacing:.115em}
.pill{display:inline-flex;align-items:center;gap:8px;border:1px solid var(--line);background:var(--accent-soft);border-radius:50px;padding:6px 10px;color:var(--accent-hover)}
.pill i,.art-top i{width:7px;height:7px;border-radius:50%;background:var(--accent);display:inline-block}
h1,h2,h3,p{margin:0}
h1,h2{font:400 clamp(43px,5vw,70px)/1.03 var(--serif);letter-spacing:-.056em}
h1{font-size:clamp(40px,5.4vw,76px);margin:18px 0;text-wrap:balance}
h1 em,h2 em{color:var(--accent);font-weight:400}
.hero p,.intro{color:var(--muted);max-width:55ch}
.hero p{font-size:17px;max-width:43ch}
.actions{display:flex;align-items:center;flex-wrap:wrap;gap:18px;margin-top:26px}
.under{text-decoration:none;font-weight:710;font-size:14px;white-space:nowrap}
.hero-art{position:relative;isolation:isolate;background:var(--ink);border-radius:19px;color:var(--on-dark);overflow:hidden;aspect-ratio:1.44;min-height:280px}
.hero-svg{position:absolute;inset:0;width:100%;height:100%}
.art-top,.art-bottom{position:absolute;z-index:1;inset-inline:22px;display:flex;justify-content:space-between;gap:8px;font-size:10px}
.art-top{top:17px}.art-bottom{bottom:17px}.art-top span:first-child{display:flex;align-items:center;gap:7px}.art-top i{background:var(--highlight)}
.stats{display:grid;grid-template-columns:repeat(4,1fr);padding:19px 0 25px;border-top:1px solid var(--line);gap:18px}
.stats div{padding:1px 0 1px 22px;border-left:1px solid var(--line)}
.stats div:first-child{padding-left:0;border-left:0}
.stats strong{font:400 clamp(24px,3vw,39px)/1.2 var(--serif);display:block;letter-spacing:-.04em}
.stats span{font-size:13px;display:block;color:var(--muted);margin-top:3px}
.section-pad{padding-block:72px}
.eyebrow{margin-bottom:12px;color:var(--accent)}
h2{font-size:clamp(42px,4.8vw,65px)}
.intro{margin:12px 0 26px}
.calc-section,.offers-section{background:var(--surface);border-block:1px solid var(--line)}
.switch,.filters{display:flex;flex-wrap:wrap;gap:6px;margin-bottom:16px}
.switch button,.filters button,.presets button{border:1px solid var(--line);border-radius:7px;background:var(--paper);padding:8px 12px;font-size:13px;font-weight:650}
button[aria-pressed=true]{background:var(--accent);color:var(--white);border-color:var(--accent)}
button:hover:not([aria-pressed=true]){background:var(--accent-soft)}
.calc-grid{display:grid;grid-template-columns:minmax(0,.84fr) minmax(0,1.16fr);gap:14px}
.panel{border:1px solid var(--line);border-radius:15px;padding:26px;min-width:0}
.fields{background:var(--white);display:flex;flex-direction:column;gap:14px}
.panel-label{font-size:10px;margin-bottom:4px}
label{display:grid;gap:5px;font-weight:650;font-size:13px}
.field-row{display:grid;grid-template-columns:1fr 1fr;gap:10px}
.input-unit{display:flex;align-items:center;border:1px solid var(--line);background:var(--paper);border-radius:6px;min-width:0}
.input-unit:focus-within{outline:2px solid var(--accent);outline-offset:2px}
input,select{width:100%;min-width:0;padding:8px 10px}
input{background:transparent;border:0;font-variant-numeric:tabular-nums}
input:focus-visible{outline:none}
.input-unit>span{margin-right:10px;color:var(--muted)}
select{background:var(--paper);border:1px solid var(--line);border-radius:6px}
.presets{display:flex;flex-wrap:wrap;align-items:center;gap:5px;font-size:12px;color:var(--muted)}
.presets span{margin-right:4px}
.presets button{font-size:11px;padding:4px 7px}
.error{color:#913727;font-size:13px}
.results{background:var(--ink);color:var(--white);display:flex;flex-direction:column;justify-content:center}
.results .panel-label{color:var(--on-dark)}
.big-number{color:var(--highlight);font:400 clamp(33px,5vw,64px)/1.08 var(--serif);letter-spacing:-.045em;overflow-wrap:anywhere}
.result-note{font-size:13px;color:var(--on-dark);margin-block:6px 10px;min-height:1.6em}
#growth-chart{width:100%;display:block;max-height:200px}
.legend{display:flex;flex-wrap:wrap;gap:6px 14px;font-size:11px;color:var(--on-dark);margin-block:6px 15px}
.legend span{display:flex;align-items:center;gap:5px}.legend i{height:3px;width:13px;background:var(--highlight)}.legend span:nth-child(2) i{background:var(--chart-standard)}.legend span:nth-child(3) i{border-bottom:2px dashed var(--chart-contributions);background:none}
.result-data{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:8px;margin:0;padding-top:10px;border-top:1px solid #3d5870}
.result-data dt{font-size:11px;color:var(--on-dark)}.result-data dd{font-size:14px;font-weight:700;margin:3px 0 0;overflow-wrap:anywhere}
.tax-bar{height:14px;border-radius:20px;background:#3d5870;overflow:hidden;margin:18px 0 22px}
.tax-bar span{height:100%;display:block;background:var(--highlight);width:0}
.method{grid-column:1/-1;background:var(--paper);border:1px solid var(--line);border-radius:8px;padding:9px 14px;color:var(--muted)}
summary{cursor:pointer;color:var(--ink);font-weight:720}
details p{font-size:14px;margin-top:10px;max-width:85ch;color:var(--muted)}
details a,.knowledge a{font-weight:650;text-underline-offset:3px}
.knowledge{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}
.knowledge article{background:var(--white);border:1px solid var(--line);border-radius:12px;padding:21px;display:flex;flex-direction:column;align-items:flex-start}
.tile-num{color:var(--accent)}
h3{font-size:19px;line-height:1.2;margin-top:8px}
.knowledge p,.offer p{font-size:14px;color:var(--muted);margin:10px 0}
.knowledge a{margin-top:auto;font-size:13px}
.compare{border-block:1px solid var(--line);margin-top:17px;padding:12px 0}
.table-scroll{overflow:auto;margin-top:12px}
table{border-collapse:collapse;width:100%;min-width:600px;text-align:left;font-size:14px}
th,td{padding:10px;border-bottom:1px solid var(--line);vertical-align:top}
thead{background:var(--surface)}
.offers{display:grid;gap:8px}
.offer{display:grid;grid-template-columns:minmax(180px,.85fr) 1.5fr auto;align-items:center;gap:18px;padding:14px 16px;background:var(--white);border:1px solid var(--line);border-radius:12px}
.offer-id{display:flex;align-items:center;gap:10px}
.monogram{display:grid;place-items:center;width:43px;height:43px;flex:none;border-radius:9px;background:var(--accent-soft);font-size:13px;font-weight:800}
.offer-id h3{margin:0;font-size:16px}.offer-id div>span{font-size:11px;color:var(--muted)}
.status{color:var(--accent-hover);font-size:9px}
.offer p{margin:2px 0 0}
.faq{display:grid;grid-template-columns:.8fr 1.2fr;gap:20px}
.faq details{border-bottom:1px solid var(--line);padding:13px 0}
.faq details:first-child{border-top:1px solid var(--line)}
footer{background:var(--surface);border-top:1px solid var(--line)}
.footer-inner{padding-block:24px;display:flex;align-items:center;justify-content:space-between;gap:20px}
.footer-inner p,.footer-inner div:last-child a{font-size:13px;color:var(--muted)}
.footer-inner div:last-child{display:flex;gap:16px;flex-wrap:wrap}
@media(max-width:960px){.wrap{width:calc(100% - 60px)}.hero{gap:25px}.hero-art{min-height:240px}.panel{padding:20px}.offer{grid-template-columns:190px 1fr}.offer>a{grid-column:2}}
@media(max-width:700px){.wrap{width:calc(100% - 36px)}.top{height:auto;padding-block:12px;flex-wrap:wrap;gap:8px}.top nav{order:3;flex-basis:100%;justify-content:space-between;border-top:1px solid var(--line);padding-top:8px;gap:8px}.hero{grid-template-columns:1fr;padding-block:35px 23px;gap:24px}.hero p{font-size:15px}.stats{grid-template-columns:1fr 1fr;gap:12px}.stats div:nth-child(3){padding-left:0;border-left:0}.section-pad{padding-block:48px}.calc-grid,.knowledge,.faq{grid-template-columns:1fr}.panel{padding:15px}.footer-inner{align-items:flex-start;flex-direction:column}}
@media(max-width:460px){.offer{grid-template-columns:1fr;gap:7px}.offer>a{grid-column:auto}.art-top,.art-bottom{inset-inline:10px;font-size:8px}.hero-art{min-height:0}.result-data dd{font-size:12px}.stats div{padding-left:11px}.field-row{gap:7px}.legend{gap:5px 8px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}
